Private Lending for Brokers

Partner with Ventas Capital for Fast, Flexible Commercial Loans
Achieve rapid approvals and settlements in as little as 5 business days. Giving your clients the capital they need, when they need it most.

In commercial broking, delays can kill deals.
You need a private lender who can issue pre-approvals in under 48 hours.
A lender who can settle within 5 business days.
A lender who keeps the process lean and stress-free for your clients.

That lender is Ventas Capital.

Ventas Capital partners with brokers to deliver a broad range of lending solutions at competitive rates and strong LVRs.

We offer attractive commissions and a smooth, broker-friendly experience from start to finish.

Clear communication. Fast responses. Exceptional service.

Borrow Between $3 Million – $75 Million Up To 75% LVR

At Ventas Capital, we don’t just fund deals — we unlock opportunities. Our rapid, reliable lending solutions give your borrowers access to capital exactly when it’s needed. By working closely with brokers and wholesale investors across Australia, we’ve become the private lender of choice for high-value transactions — ready to act at a moment’s notice.

We aim to achieve

Approvals within 72 hours

Settlements within 5 business days

Quick & friendly service with minimal documentation

Residential Property between $3M to $75M

Commercial property between $3M to $75M

Construction & development between $3M to $75M

Land between $3M to $75M

Short-term business loans between $50K to $10M

Which borrowers can Ventas Capital help?

Supporting small, medium, and large businesses across Australia with urgent financial needs:

Ventas Capital supports Australian developers looking to fund profitable construction and development opportunities. We’re here when you need:

Soaring rates. Stricter policies. Banks dragging their heels on approvals. Clients turned away despite strong histories. Private lenders charging sky-high fees. It’s the daily grind for today’s mortgage broker — and we get it. Ventas Capital was founded by brokers, for brokers. We’ve lived it — and we built a better way.

Ask any broker who’s worked with us.

They’ll tell you Ventas Capital is more than just a lender. We actively support brokers with insights, tools, and strategies to grow their business.

From helping clients in tough situations to keeping deals flowing during economic uncertainty, we’re here to back your success — every step of the way.

What is Private Lending?

Private lending is the process of securing a loan through a non-bank lender, operating outside the traditional financial system. These loans are typically based on direct agreements between the borrower and lender, with flexible terms negotiated to suit both parties.

How does private lending work?

Private loans are typically secured against property and offer flexible terms tailored to the borrower’s needs. Interest rates, loan durations, and repayment schedules are negotiated directly between the lender and borrower.

For brokers, Ventas Capital delivers customised strategies that suit each client scenario — fast, simple, and stress-free.
Private lending is ideal for borrowers who need rapid funding, don’t meet strict bank criteria, or prefer a personalised lending experience.

How quickly will my client receive their funds?

Funding timeframes vary, but Ventas Capital moves fast. In most cases, clients receive their funds within 48 hours to 5 business days, depending on the loan structure and supporting documentation. We know timing is everything — and we prioritise speed to help you close deals without delay.

Who do you work with?

We partner with brokers who represent clients needing fast, flexible funding — especially commercial borrowers seeking short-term or non-bank solutions. Our strength lies in understanding the time-sensitive nature of business finance and responding with speed, clarity, and reliable support.

What is your process?

Our lending process is straightforward: submit a loan scenario, provide the required documentation, undergo due diligence, receive approval, and settle with funds released promptly. We keep things efficient, so brokers and clients can move fast.

What are your interest rates?

Our interest rates vary depending on the loan type, security, and borrower profile. Brokers can access our latest product matrix for a full breakdown of current rates, helping them make informed recommendations tailored to their clients’ needs.

Is Private Lending Legal?

Yes — private lending is fully legal in Australia and operates under strict regulatory guidelines. Private lenders must hold an Australian Credit Licence (ACL) or an Australian Financial Services Licence (AFSL) to offer compliant lending solutions.

Is Private Lending Risky?

Like any form of finance, private lending carries some risk. It typically involves higher interest rates and less regulatory oversight than traditional bank lending. Lenders may face defaults, and borrowers must be confident in their ability to meet the repayment terms. That’s why at Ventas Capital, we emphasise transparent terms, thorough due diligence, and clear communication — helping both brokers and clients make informed, confident decisions.

Private Lending for Brokers

Fast Funding Solutions, because Every Minute Counts

From Residential to Commercial – We've Got You Covered

Strategic Lending Solutions for Borrowers