Our Solutions
Discover how Ventas Capital can help you reach your financial goals. Explore our investment products, proven processes, and client-focused approach to see how we deliver quality outcomes and exceptional service.
Our Products
Residential Property
Amount
$3M - $75M
Gearing
65% to 75% (First Mortgages, higher gearing considered for second mortgages)
Loan Type
Variable Interest, Interest Only
Interest Rate
From 9.10%
Term
3 months to 24 months
Security Type
Any residential real estate. Apartments, unit detached and semi detached, residual stock, land
Commercial Property
Amount
$3M - $75M
Gearing
60% to 65% (First Mortgages, higher gearing considered for second mortgages)
Loan Type
Variable Interest, Interest Only
Interest Rate
From 9.60%
Term
3 months to 24 months
Security Type
Offices, Industrial, Retail, Hotels/Motels, Land
Construction & Development
Amount
$3M - $75M
Gearing
Max 65%
Loan Type
Fixed Interest, Interest Only
Interest Rate
From 9.60%
Term
3 months to 24 months
Security Type
Land subdivision, residential, commercial, industrial, retail & mixed use
Short Term Business Loans
Amount
$3M - $75M
Gearing
60% to 75% (First Mortgages, higher gearing considered for second mortgages)
Loan Type
Fixed Interest, Interest Only
Interest Rate
From 9.60%
Term
3 months to 24 months
Security Type
Residential or commercial property
Our Easy Process
Loan Proposal Form Submitted
Borrowers to submit an overview of the transaction to determine if we can help.
Indicative Loan Outline Issued
Same day response. A detailed loan summary explaining the loan and all the fees and charges upfront for transparency.
Term Sheet Issued
Within 24 hours from receiving the go ahead from the borrower, a formalised version of the loan outline is sent that borrowers sign, pay our due diligence fee and commit to moving forward.
Application Submitted
Borrowers to submit. This includes submission of our app form along with ALL supporting docs so that the loan can be assessed.
Valuation
Submit your application and valuation fee receipt together to avoid delays. Valuation takes 2-5 business days using our panel of valuers.
Due Diligence Completed
DD is completed within 48 hours from receipt of valuation and all pending documents. We perform our detailed analysis and present to the credit committee for final approval.
Formal Approval Issued
Same day when DD is completed. Formal Approval letter issued to you that needs to be signed and returned.
Loan Documents Instructed
Loan documents are issued within 24 hours of receiving the signed formal letter and part payment of legal fees. Our lawyers will prepare the documents upon full payment of legal fees.
Loan Documents Returned & Verified
Within 48 hours of the receipt of scanned loan documents. Our lawyers verify your signed docs, request any missing docs and prepare for settlement.
Settlement
Within 24 hours after the loan docs have been verified, settlement is booked , completed, and the funds are advanced to you!